About Us
Frances A McCarthy CPA, P.A. is a small CPA firm located in St. Petersburg, Florida. It was founded in 1991, when Fran McCarthy moved to St. Petersburg from the Miami area, where many of our clients still work and live. In fact, Fran travels to Broward & Miami-Dade Counties throughout the year to meet with clients in that region. In addition to servicing these two metropolitan areas, our company provides accounting services to individuals and small businesses throughout the United States and U.S. citizens living abroad.
One thing we pride ourselves in is customer retention. People who come to us stay with us because of our dedication to excellence in accounting, our commitment to getting clients the highest refund or lowest tax liability and providing them the best service for their money, and the personal & professional relationships we build with clients.
One thing we pride ourselves in is customer retention. People who come to us stay with us because of our dedication to excellence in accounting, our commitment to getting clients the highest refund or lowest tax liability and providing them the best service for their money, and the personal & professional relationships we build with clients.

Frances McCarthy, Certified Public Accountant
Frances earned her accounting degree in 1978, graduating with honors from University of South Florida. She received unparalleled training in her first job as an auditor at Price Waterhouse, a "Big 8" accounting firm at that time. After leaving Price Waterhouse, Fran went into business for herself right away, and has had her own accounting firm for 30+ years now.
A background in auditing has provided her with a keen eye for detail and the ability to save clients from common auditing issues. However, the majority of her career has been spent building an expertise in individual income tax preparation and small business services of all kinds. In addition to her extensive experience, what makes Fran stand out is her friendly and approachable nature.
Frances earned her accounting degree in 1978, graduating with honors from University of South Florida. She received unparalleled training in her first job as an auditor at Price Waterhouse, a "Big 8" accounting firm at that time. After leaving Price Waterhouse, Fran went into business for herself right away, and has had her own accounting firm for 30+ years now.
A background in auditing has provided her with a keen eye for detail and the ability to save clients from common auditing issues. However, the majority of her career has been spent building an expertise in individual income tax preparation and small business services of all kinds. In addition to her extensive experience, what makes Fran stand out is her friendly and approachable nature.

Janaki Palomar, Staff Accountant
Janaki joined the company in 2009 and is currently completing a Masters of Science in Accounting. A former math teacher and tutor, she took her problem-solving skills and her love for people into this new field. Over the years, Janaki has learned accounting principles and bookkeeping practices under the instruction and supervision of Fran McCarthy. She works primarily with our small business clients and handles the firm's administrative tasks.
Janaki joined the company in 2009 and is currently completing a Masters of Science in Accounting. A former math teacher and tutor, she took her problem-solving skills and her love for people into this new field. Over the years, Janaki has learned accounting principles and bookkeeping practices under the instruction and supervision of Fran McCarthy. She works primarily with our small business clients and handles the firm's administrative tasks.